Apply the "Let Them" Theory to Money

The biggest financial mistake I see as a financial and business coach? Trying to control what’s out of your control.

You can have a solid retirement plan, but you can’t control the stock market. You can want to buy a rental property, but you can’t control interest rates. You can plan to flip houses, but you can’t control whether a seller accepts your offer. And you definitely can’t control how other people in your life spend, save, give, or waste their money.

But you can control your mindset and your actions. And that’s where Mel Robbins’ “Let Them” theory becomes a powerful financial principle.

Apply “Let Them” to Money Management

Instead of getting frustrated or distracted by what others are doing, try using “Let them” and “Let me” statements to stay focused on your own financial progress:

👉 Let them overspend and rack up credit card debt. Let me stick to a budget that allows me to live well and still save money. Let me show my children how our family spends wisely.

👉 Let them waste money on depreciating assets. Let me look at my net worth statement every month and track my progress. Let me teach my teenagers how our family saves.

👉 Let them say “YOLO” and ignore their financial reality. Let me create a passive income plan for financial freedom and retirement.

These simple mindset shifts can transform how you handle money and eliminate unnecessary frustration.

3 Things To Let Go of

1️⃣ Let go of comparison. The only numbers that matter are your own assets and debts — not someone else’s highlight reel.

2️⃣ Let go of decision-making pressure. Automate your savings so progress happens quietly and consistently. And when you face big financial choices, seek wise counsel.

3️⃣ Let go of lack. Gratitude is the foundation of abundance. I've found that when I stay thankful for what I have and how far I’ve come, that mindset reinforces my belief in the plan to achieve my goals. Usually, we find that when we look at what we have, it's more than what we need, and we can find a way to give blessings to others. If you have kids, you can share with them how your family gives money to organizations that use it wisely.

Focus on What You Can Control

Building wealth isn’t about controlling everything; it’s about staying consistent in the areas you can control — your income, spending, saving, giving, and investing.

✨ Send this to someone who needs a reminder to stay the course and follow the plan this week.

🎙️ Want more tips like this? Listen to my podcast, Paths to Fortunes, where I share practical ways to grow wealth, think smarter about money, and stay motivated on your journey to financial freedom.